Please read these terms carefully before using our website or services. By accessing GainCover, you agree to be bound by these terms.
By accessing or using the GainCover website at gaincover.com or any services we offer, you agree to be bound by these Terms of Service. Please read them carefully before using our services.
By using our website or services, you confirm that you are at least 18 years old and agree to these Terms. If you do not agree to any part of these Terms, please do not use our services.
You agree to use our services only for lawful purposes. You may not use our website to engage in any activity that violates applicable laws or regulations, infringes on the rights of others, interferes with or disrupts our systems or services, or involves fraudulent or deceptive conduct.
To access certain features, you may need to create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. Please notify us immediately of any unauthorized use of your account.
GainCover acts as an insurance marketplace. Actual insurance coverage is provided by licensed insurance carriers. Policy terms, conditions, and pricing are determined by the respective insurance carrier. We do not guarantee the availability or terms of any specific insurance product.
Premium payments are processed according to your selected payment schedule. Failure to pay premiums may result in policy cancellation. Refunds, if applicable, are subject to the terms of your specific insurance policy and carrier guidelines.
Our website and services are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, completeness, or reliability of our content or services. We do not warrant that our website will be uninterrupted or error-free.
To the fullest extent permitted by law, GainCover and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services, including but not limited to loss of data, loss of profits, or business interruption.
You agree to indemnify and hold harmless GainCover and its affiliates, officers, directors, employees, and agents from any claims, losses, liabilities, and expenses (including reasonable legal fees) arising out of your use of our services or your violation of these Terms.
We reserve the right to modify these Terms at any time. We will notify you of significant changes by posting the updated Terms on our website with a new effective date. Your continued use of our services after any changes constitutes acceptance of the updated Terms.
These Terms are governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Texas.
If you have questions about these Terms of Service, please contact us: